Calcon Mutual Mortgage in Georgia vs the state
16.9%Denial rate-2.36 pts vs state
24.4%Decision denial rate-0.69 pts vs state
52.1%Origination rate-1.98 pts vs state
6.63%Median rate0.00 pts vs state
0.91Rate spread (pts)+0.64 pts vs state
$79kMedian applicant income
272Loans originated
88Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 375 | 246 | 8.5% | 7.13% | #159 |
| 2024 | 421 | 236 | 11.2% | 6.81% | #154 |
| 2025 | 522 | 272 | 16.9% | 6.63% | #148 |
What Calcon Mutual Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Calcon Mutual Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 60 | 29 | 11 | 18.3% |
| Clayton County | 54 | 36 | 4 | 7.4% |
| Henry County | 53 | 30 | 3 | 5.7% |
| DeKalb County | 33 | 15 | 6 | 18.2% |
| Gwinnett County | 31 | 17 | 3 | 9.7% |
| Cobb County | 21 | 14 | 0 | 0.0% |
| Carroll County | 18 | 6 | 5 | 27.8% |
| Douglas County | 17 | 12 | 0 | 0.0% |
| Chatham County | 10 | 3 | 3 | 30.0% |
| Newton County | 10 | 3 | 2 | 20.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 522 applications in 2025, of which 272 were originated and 88 denied.
16.9% of all applications, or 24.4% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Calcon Mutual Mortgage originated in Georgia in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Calcon Mutual Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology