Busey Bank · Oklahoma · 2025

Busey Bank in Oklahoma: approval rate, denial rate and rates (2025)

Busey Bank took 27 mortgage applications in Oklahoma in 2025, ranking #311 of 821 lenders active in the state. It originated 77.8% of them and denied 7.4% (8.7% of the applications it decided), against a statewide denial rate of 17.9%.

27Applicationsin OK
8.7%Decision denial ratestate 22.9%
6.50%Median ratestate 6.63%
$305,000Median loanstate $165,000
$18MVolume6 counties

Busey Bank in Oklahoma vs the state

7.4%Denial rate-10.51 pts vs state
8.7%Decision denial rate-14.17 pts vs state
77.8%Origination rate+21.68 pts vs state
6.50%Median rate-0.13 pts vs state
0.54Rate spread (pts)+0.19 pts vs state
$272kMedian applicant income
21Loans originated
2Denied

What Busey Bank lends in Oklahoma

By loan purpose

Home purchase 9 33% · 0.0% denied
Refinance 11 41% · 9.1% denied
Home improvement 2 7% · 0.0% denied
Other / HELOC 5 19% · 20.0% denied

By loan type

Conventional 27 100% · 7.4% denied

Why it denied Oklahoma applicants

Debt-to-income ratio 1 50%
Other 1 50%

Where in Oklahoma

Counties with the most Busey Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Oklahoma County 1292 16.7%
Tulsa County 860 0.0%
Delaware County 320 0.0%
Cleveland County 220 0.0%
Logan County 110 0.0%
Canadian County 110 0.0%

Other large lenders in Oklahoma

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,99024.0%6.75%
First United Bank and TrustC 5,6305.9%6.88%
Arvest BankC 5,38717.6%7.00%
21st MortgageF 5,21746.8%9.83%
BancFirstC 4,79910.0%7.38%
BOKFD 4,22720.2%6.63%
Mortgage Research CenterC 4,01218.8%6.25%
United Shore Financial ServicesB 3,73513.8%6.13%
Associated MortgageA 3,2130.7%6.50%
Vanderbilt Mortgage and FinanceF 2,61038.3%9.75%

Frequently asked questions

Oklahoma: 27 applications in 2025, of which 21 were originated and 2 denied.

7.4% of all applications, or 8.7% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.

The median rate on loans Busey Bank originated in Oklahoma in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Busey Bank's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology