Busey Bank in Kansas vs the state
5.0%Denial rate-10.03 pts vs state
5.0%Decision denial rate-13.28 pts vs state
95.0%Origination rate+31.18 pts vs state
6.88%Median rate+0.25 pts vs state
0.36Rate spread (pts)+0.07 pts vs state
$422kMedian applicant income
19Loans originated
1Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 5 | 3 | 40.0% | 7.13% | #418 |
| 2025 | 20 | 19 | 5.0% | 6.88% | #293 |
What Busey Bank lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Busey Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 9 | 8 | 1 | 11.1% |
| Sedgwick County | 6 | 6 | 0 | 0.0% |
| Atchison County | 1 | 1 | 0 | 0.0% |
| Morris County | 1 | 1 | 0 | 0.0% |
| Riley County | 1 | 1 | 0 | 0.0% |
| Butler County | 1 | 1 | 0 | 0.0% |
| Chase County | 1 | 1 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 20 applications in 2025, of which 19 were originated and 1 denied.
5.0% of all applications, or 5.0% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Busey Bank originated in Kansas in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Busey Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology