Builders Choice Mortgage in Maine vs the state
8.3%Denial rate-8.00 pts vs state
11.1%Decision denial rate-8.97 pts vs state
62.5%Origination rate+0.33 pts vs state
6.99%Median rate+0.12 pts vs state
0.44Rate spread (pts)+0.12 pts vs state
$240kMedian applicant income
15Loans originated
2Denied
What Builders Choice Mortgage lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Builders Choice Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 22 | 14 | 2 | 9.1% |
| Cumberland County | 1 | 0 | 0 | 0.0% |
| Knox County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 24 applications in 2025, of which 15 were originated and 2 denied.
8.3% of all applications, or 11.1% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Builders Choice Mortgage originated in Maine in 2025 was 6.99%, against a statewide median of 6.88%.
About this data. Figures are Builders Choice Mortgage's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology