Bruning Bank in Nebraska vs the state
13.3%Denial rate+0.77 pts vs state
14.9%Decision denial rate-0.26 pts vs state
75.5%Origination rate+8.25 pts vs state
—Median rate
—Rate spread (pts)
$108kMedian applicant income
142Loans originated
25Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 140 | 107 | 7.9% | — | #78 |
| 2025 | 188 | 142 | 13.3% | — | #78 |
What Bruning Bank lends in Nebraska
By loan purpose
By loan type
Where in Nebraska
Counties with the most Bruning Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hall County | 50 | 44 | 2 | 4.0% |
| Buffalo County | 37 | 33 | 2 | 5.4% |
| Custer County | 26 | 19 | 6 | 23.1% |
| Thayer County | 14 | 6 | 5 | 35.7% |
| Phelps County | 12 | 7 | 2 | 16.7% |
| Douglas County | 6 | 4 | 1 | 16.7% |
| Adams County | 5 | 5 | 0 | 0.0% |
| Dawson County | 4 | 3 | 1 | 25.0% |
| Lancaster County | 4 | 3 | 0 | 0.0% |
| Fillmore County | 4 | 3 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 188 applications in 2025, of which 142 were originated and 25 denied.
13.3% of all applications, or 14.9% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Bruning Bank's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology