Bravera Bank in Montana vs the state
1.8%Denial rate-12.99 pts vs state
2.1%Decision denial rate-16.57 pts vs state
81.7%Origination rate+19.67 pts vs state
—Median rate
—Rate spread (pts)
$104kMedian applicant income
89Loans originated
2Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 112 | 89 | 3.6% | 6.75% | #49 |
| 2024 | 122 | 93 | 9.0% | — | #55 |
| 2025 | 109 | 89 | 1.8% | — | #62 |
What Bravera Bank lends in Montana
By loan purpose
By loan type
Where in Montana
Counties with the most Bravera Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Yellowstone County | 36 | 29 | 0 | 0.0% |
| Cascade County | 32 | 28 | 1 | 3.1% |
| Dawson County | 8 | 7 | 1 | 12.5% |
| Big Horn County | 6 | 4 | 0 | 0.0% |
| Stillwater County | 6 | 4 | 0 | 0.0% |
| Lewis and Clark County | 5 | 2 | 0 | 0.0% |
| McCone County | 4 | 4 | 0 | 0.0% |
| Carbon County | 4 | 4 | 0 | 0.0% |
| Teton County | 2 | 2 | 0 | 0.0% |
| Golden Valley County | 1 | 1 | 0 | 0.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 109 applications in 2025, of which 89 were originated and 2 denied.
1.8% of all applications, or 2.1% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Bravera Bank's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology