Bpl Mortgage Trust in Iowa vs the state
4.6%Denial rate-8.31 pts vs state
4.6%Decision denial rate-10.76 pts vs state
90.9%Origination rate+22.45 pts vs state
7.63%Median rate+1.13 pts vs state
—Rate spread (pts)
—Median applicant income
20Loans originated
1Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 5 | 0.0% | 8.50% | #368 |
| 2024 | 10 | 7 | 20.0% | 7.38% | #334 |
| 2025 | 22 | 20 | 4.6% | 7.63% | #290 |
What Bpl Mortgage Trust lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Bpl Mortgage Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Scott County | 9 | 8 | 0 | 0.0% |
| Polk County | 3 | 3 | 0 | 0.0% |
| Black Hawk County | 2 | 2 | 0 | 0.0% |
| Wapello County | 2 | 2 | 0 | 0.0% |
| Webster County | 2 | 2 | 0 | 0.0% |
| Kossuth County | 1 | 1 | 0 | 0.0% |
| Sioux County | 1 | 0 | 1 | 100.0% |
| Jackson County | 1 | 1 | 0 | 0.0% |
| Linn County | 1 | 1 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 22 applications in 2025, of which 20 were originated and 1 denied.
4.6% of all applications, or 4.6% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Bpl Mortgage Trust originated in Iowa in 2025 was 7.63%, against a statewide median of 6.50%.
About this data. Figures are Bpl Mortgage Trust's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology