Bpl Mortgage Trust in Indiana vs the state
14.8%Denial rate-1.80 pts vs state
15.6%Decision denial rate-4.59 pts vs state
69.8%Origination rate+7.55 pts vs state
7.50%Median rate+0.75 pts vs state
—Rate spread (pts)
—Median applicant income
208Loans originated
44Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 164 | 125 | 5.5% | 8.25% | #200 |
| 2024 | 273 | 207 | 7.0% | 7.63% | #154 |
| 2025 | 298 | 208 | 14.8% | 7.50% | #159 |
What Bpl Mortgage Trust lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Bpl Mortgage Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lake County | 83 | 64 | 10 | 12.0% |
| Marion County | 80 | 60 | 13 | 16.3% |
| St. Joseph County | 15 | 7 | 4 | 26.7% |
| Tippecanoe County | 14 | 5 | 0 | 0.0% |
| Madison County | 14 | 10 | 4 | 28.6% |
| Vanderburgh County | 13 | 8 | 1 | 7.7% |
| Delaware County | 10 | 6 | 1 | 10.0% |
| Allen County | 9 | 4 | 3 | 33.3% |
| Floyd County | 7 | 5 | 2 | 28.6% |
| Howard County | 7 | 6 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 298 applications in 2025, of which 208 were originated and 44 denied.
14.8% of all applications, or 15.6% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Bpl Mortgage Trust originated in Indiana in 2025 was 7.50%, against a statewide median of 6.75%.
About this data. Figures are Bpl Mortgage Trust's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology