Bpl Mortgage Trust in Idaho vs the state
9.1%Denial rate-5.36 pts vs state
9.1%Decision denial rate-8.43 pts vs state
81.8%Origination rate+18.80 pts vs state
6.88%Median rate+0.25 pts vs state
—Rate spread (pts)
—Median applicant income
9Loans originated
1Denied
What Bpl Mortgage Trust lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Bpl Mortgage Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ada County | 4 | 4 | 0 | 0.0% |
| Canyon County | 2 | 2 | 0 | 0.0% |
| Kootenai County | 1 | 1 | 0 | 0.0% |
| Bonneville County | 1 | 1 | 0 | 0.0% |
| Cassia County | 1 | 1 | 0 | 0.0% |
| Teton County | 1 | 0 | 1 | 100.0% |
| Valley County | 1 | 0 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 11 applications in 2025, of which 9 were originated and 1 denied.
9.1% of all applications, or 9.1% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Bpl Mortgage Trust originated in Idaho in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Bpl Mortgage Trust's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology