Boeing Employees Credit Union · Oregon · 2025

Boeing Employees Credit Union in Oregon: approval rate, denial rate and rates (2025)

Boeing Employees Credit Union took 229 mortgage applications in Oregon in 2025, ranking #109 of 700 lenders active in the state. It originated 59.4% of them and denied 19.7% (24.2% of the applications it decided), against a statewide denial rate of 15.3%.

229Applicationsin OR
24.2%Decision denial ratestate 19.2%
6.38%Median ratestate 6.75%
$225,000Median loanstate $275,000
$38MVolume27 counties

Boeing Employees Credit Union in Oregon vs the state

19.7%Denial rate+4.34 pts vs state
24.2%Decision denial rate+5.03 pts vs state
59.4%Origination rate-1.23 pts vs state
6.38%Median rate-0.38 pts vs state
-0.21Rate spread (pts)-0.48 pts vs state
$164kMedian applicant income
136Loans originated
45Denied

Trend in Oregon

YearApplicationsOriginatedDenial rateMedian rateRank in state
202324114720.8%5.60%#93
202425314920.6%8.24%#94
202522913619.7%6.38%#109

What Boeing Employees Credit Union lends in Oregon

By loan purpose

Home purchase 90 39% · 10.0% denied
Refinance 39 17% · 23.1% denied
Cash-out refinance 2 1% · 0.0% denied
Home improvement 56 24% · 23.2% denied
Other / HELOC 42 18% · 33.3% denied

By loan type

Conventional 229 100% · 19.7% denied

Why it denied Oregon applicants

Collateral 15 33%
Debt-to-income ratio 14 31%
Credit history 8 18%
Incomplete application 4 9%
Unverifiable information 3 7%
Other 1 2%

Where in Oregon

Counties with the most Boeing Employees Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Multnomah County 513410 19.6%
Washington County 46286 13.0%
Deschutes County 25201 4.0%
Clackamas County 18107 38.9%
Lane County 1252 16.7%
Marion County 1061 10.0%
Clatsop County 960 0.0%
Lincoln County 732 28.6%
Jackson County 633 50.0%
Tillamook County 641 16.7%

Other large lenders in Oregon

LenderGradeApplicationsDenial rateMedian rate
Onpoint Community Credit UnionB 10,71015.7%7.50%
Rocket MortgageC 6,64916.3%6.75%
United Shore Financial ServicesB 6,60010.4%6.25%
Guild MortgageA 6,0342.6%6.55%
U.S. BankD 4,87531.6%7.85%
Umpqua BankC 3,15523.0%7.50%
NewrezD 2,94512.9%6.63%
CMG MortgageA 2,7022.9%6.50%
Pennymac Loan ServicesC 2,64210.2%6.62%
Rogue Credit UnionC 2,51110.2%7.49%

Frequently asked questions

Oregon: 229 applications in 2025, of which 136 were originated and 45 denied.

19.7% of all applications, or 24.2% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.

The median rate on loans Boeing Employees Credit Union originated in Oregon in 2025 was 6.38%, against a statewide median of 6.75%.

About this data. Figures are Boeing Employees Credit Union's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology