Boeing Employees Credit Union in Idaho vs the state
16.1%Denial rate+1.69 pts vs state
19.8%Decision denial rate+2.29 pts vs state
62.6%Origination rate-0.42 pts vs state
6.25%Median rate-0.38 pts vs state
0.05Rate spread (pts)-0.10 pts vs state
$133kMedian applicant income
159Loans originated
41Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 195 | 105 | 25.6% | 6.00% | #76 |
| 2024 | 238 | 160 | 16.8% | 6.88% | #74 |
| 2025 | 254 | 159 | 16.1% | 6.25% | #76 |
What Boeing Employees Credit Union lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Boeing Employees Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kootenai County | 140 | 87 | 20 | 14.3% |
| Bonner County | 23 | 15 | 4 | 17.4% |
| Ada County | 22 | 10 | 6 | 27.3% |
| Canyon County | 12 | 8 | 2 | 16.7% |
| Benewah County | 7 | 6 | 1 | 14.3% |
| Shoshone County | 6 | 6 | 0 | 0.0% |
| Latah County | 6 | 4 | 1 | 16.7% |
| Nez Perce County | 5 | 5 | 0 | 0.0% |
| Boundary County | 5 | 3 | 1 | 20.0% |
| Clearwater County | 4 | 1 | 2 | 50.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 254 applications in 2025, of which 159 were originated and 41 denied.
16.1% of all applications, or 19.8% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Boeing Employees Credit Union originated in Idaho in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Boeing Employees Credit Union's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology