Boeing Employees Credit Union · Arizona · 2025

Boeing Employees Credit Union in Arizona: approval rate, denial rate and rates (2025)

Boeing Employees Credit Union took 273 mortgage applications in Arizona in 2025, ranking #153 of 1,082 lenders active in the state. It originated 61.9% of them and denied 23.4% (26.6% of the applications it decided), against a statewide denial rate of 16.2%.

273Applicationsin AZ
26.6%Decision denial ratestate 20.4%
6.38%Median ratestate 6.50%
$145,000Median loanstate $275,000
$38MVolume9 counties

Boeing Employees Credit Union in Arizona vs the state

23.4%Denial rate+7.21 pts vs state
26.6%Decision denial rate+6.15 pts vs state
61.9%Origination rate+2.42 pts vs state
6.38%Median rate-0.13 pts vs state
-0.25Rate spread (pts)-0.47 pts vs state
$119kMedian applicant income
169Loans originated
64Denied

Trend in Arizona

YearApplicationsOriginatedDenial rateMedian rateRank in state
202333119327.2%5.75%#120
202425915922.4%8.74%#147
202527316923.4%6.38%#153

What Boeing Employees Credit Union lends in Arizona

By loan purpose

Home purchase 81 30% · 4.9% denied
Refinance 47 17% · 25.5% denied
Cash-out refinance 4 1% · 0.0% denied
Home improvement 60 22% · 25.0% denied
Other / HELOC 81 30% · 40.7% denied

By loan type

Conventional 273 100% · 23.4% denied

Why it denied Arizona applicants

Debt-to-income ratio 23 36%
Collateral 20 31%
Credit history 11 17%
Incomplete application 4 6%
Unverifiable information 3 5%
Other 3 5%

Where in Arizona

Counties with the most Boeing Employees Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Maricopa County 17010740 23.5%
Pima County 37217 18.9%
Pinal County 34209 26.5%
Mohave County 1265 41.7%
Yavapai County 962 22.2%
Yuma County 651 16.7%
Cochise County 320 0.0%
Navajo County 110 0.0%
Santa Cruz County 110 0.0%

Other large lenders in Arizona

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 25,38310.2%6.25%
Rocket MortgageC 17,94715.6%6.75%
Desert Financial Credit UnionB 16,97024.3%6.49%
Crosscountry MortgageB 7,5703.8%6.58%
Fairway Independent MortgageB 6,7295.6%6.63%
Bank of AmericaF 6,22932.2%6.24%
Loandepot.ComD 6,18016.1%5.99%
Pennymac Loan ServicesC 5,83811.7%6.62%
Nova Financial & InvestmentC 5,38016.2%6.49%
Freedom MortgageB 4,9917.0%6.00%

Frequently asked questions

Arizona: 273 applications in 2025, of which 169 were originated and 64 denied.

23.4% of all applications, or 26.6% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.

The median rate on loans Boeing Employees Credit Union originated in Arizona in 2025 was 6.38%, against a statewide median of 6.50%.

About this data. Figures are Boeing Employees Credit Union's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology