Bluebird Home Loans in Idaho vs the state
3.7%Denial rate-10.80 pts vs state
4.6%Decision denial rate-12.93 pts vs state
75.9%Origination rate+12.89 pts vs state
6.63%Median rate0.00 pts vs state
0.35Rate spread (pts)+0.20 pts vs state
$134kMedian applicant income
104Loans originated
5Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 176 | 132 | 6.8% | 6.88% | #83 |
| 2025 | 137 | 104 | 3.7% | 6.63% | #104 |
What Bluebird Home Loans lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Bluebird Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ada County | 94 | 69 | 4 | 4.3% |
| Canyon County | 17 | 14 | 0 | 0.0% |
| Valley County | 4 | 3 | 0 | 0.0% |
| Kootenai County | 3 | 1 | 0 | 0.0% |
| Payette County | 3 | 3 | 0 | 0.0% |
| Bingham County | 3 | 3 | 0 | 0.0% |
| Gem County | 3 | 2 | 1 | 33.3% |
| Bannock County | 3 | 3 | 0 | 0.0% |
| Boise County | 2 | 2 | 0 | 0.0% |
| Elmore County | 2 | 2 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 137 applications in 2025, of which 104 were originated and 5 denied.
3.7% of all applications, or 4.6% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Bluebird Home Loans originated in Idaho in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Bluebird Home Loans's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology