Blackhawk Bank & Trust in Illinois vs the state
9.9%Denial rate-7.21 pts vs state
11.7%Decision denial rate-10.01 pts vs state
74.1%Origination rate+15.32 pts vs state
—Median rate
—Rate spread (pts)
$75kMedian applicant income
157Loans originated
21Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 203 | 153 | 9.4% | — | #221 |
| 2024 | 208 | 143 | 11.1% | — | #222 |
| 2025 | 212 | 157 | 9.9% | — | #240 |
What Blackhawk Bank & Trust lends in Illinois
By loan purpose
By loan type
Where in Illinois
Counties with the most Blackhawk Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rock Island County | 155 | 117 | 17 | 11.0% |
| Henry County | 26 | 15 | 3 | 11.5% |
| Mercer County | 20 | 17 | 0 | 0.0% |
| DeKalb County | 5 | 5 | 0 | 0.0% |
| Knox County | 2 | 1 | 0 | 0.0% |
| Lake County | 1 | 1 | 0 | 0.0% |
| Whiteside County | 1 | 0 | 1 | 100.0% |
| Winnebago County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 212 applications in 2025, of which 157 were originated and 21 denied.
9.9% of all applications, or 11.7% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Blackhawk Bank & Trust's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology