Blackhawk Bank & Trust at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the C grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
39th12.4% deniedProcesswithdrawn + incomplete share, weight 15%
35th15.1%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 278 | 204 | 8.3% | 10.1% | — | $43M |
| 2024 | 275 | 192 | 10.9% | 13.0% | — | $44M |
| 2025 | 285 | 210 | 10.5% | 12.4% | — | $36M |
What Blackhawk Bank & Trust lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 0 manufactured homes, 130 investment properties.
Who gets approved at Blackhawk Bank & Trust
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 42 | 19 | 45.7% |
| $50k – $100k | 68 | 42 | 17.7% |
| $100k – $150k | 34 | 29 | 0.0% |
| $150k – $250k | 22 | 14 | 12.5% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 25–34 | 40 | 23 | 14.8% |
| 35–44 | 36 | 30 | 9.1% |
| 45–54 | 31 | 14 | 36.4% |
| 55–64 | 35 | 23 | 14.8% |
| 65–74 | 21 | 13 | 23.5% |
Where Blackhawk Bank & Trust lends
7 states and 13 counties in 2025. Click a state for the lender's full record there.
Frequently asked questions
Blackhawk Bank & Trust denied 12.4% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 39th percentile of small mortgage lenders.
In 2025, 65% of its applications were for home purchases, 27% for refinancing (including cash-out), and 8% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.