Blackhawk Bank & Trust · Iowa · 2025

Blackhawk Bank & Trust in Iowa: approval rate, denial rate and rates (2025)

Blackhawk Bank & Trust took 63 mortgage applications in Iowa in 2025, ranking #196 of 739 lenders active in the state. It originated 69.8% of them and denied 12.7% (15.4% of the applications it decided), against a statewide denial rate of 12.9%.

63Applicationsin IA
15.4%Decision denial ratestate 15.3%
Median ratestate 6.50%
$135,000Median loanstate $135,000
$7.9MVolume5 counties

Blackhawk Bank & Trust in Iowa vs the state

12.7%Denial rate-0.16 pts vs state
15.4%Decision denial rate+0.07 pts vs state
69.8%Origination rate+1.38 pts vs state
Median rate
Rate spread (pts)
$107kMedian applicant income
44Loans originated
8Denied

Trend in Iowa

YearApplicationsOriginatedDenial rateMedian rateRank in state
202367456.0%#182
2024483510.4%#214
2025634412.7%#196

What Blackhawk Bank & Trust lends in Iowa

By loan purpose

Home purchase 43 68% · 11.6% denied
Refinance 9 14% · 22.2% denied
Cash-out refinance 7 11% · 0.0% denied
Home improvement 4 6% · 25.0% denied

By loan type

Conventional 63 100% · 12.7% denied

Where in Iowa

Counties with the most Blackhawk Bank & Trust applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Scott County 56416 10.7%
Clinton County 421 25.0%
Jackson County 110 0.0%
Louisa County 100 0.0%
Davis County 101 100.0%

Other large lenders in Iowa

LenderGradeApplicationsDenial rateMedian rate
GREENSTATE Credit UnionB 13,8295.9%6.50%
Veridian Credit UnionB 8,7258.9%6.49%
Rocket MortgageC 3,76122.7%6.63%
Hills Bank and TrustA 3,4346.1%6.25%
U.S. BankD 2,72025.7%7.00%
Dupaco CommunityA 2,66916.1%7.00%
Community Choice Credit UnionB 2,65311.8%6.13%
Iowa Bankers MortgageB 2,42315.4%6.50%
Broker SolutionsD 2,3866.4%6.75%
Northwest BankA 2,1815.7%6.38%

Frequently asked questions

Iowa: 63 applications in 2025, of which 44 were originated and 8 denied.

12.7% of all applications, or 15.4% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Blackhawk Bank & Trust's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology