Bison State Bank in Massachusetts vs the state
0.0%Denial rate-16.21 pts vs state
0.0%Decision denial rate-19.95 pts vs state
71.4%Origination rate+8.83 pts vs state
6.13%Median rate-0.50 pts vs state
-0.19Rate spread (pts)-0.28 pts vs state
$204kMedian applicant income
20Loans originated
0Denied
What Bison State Bank lends in Massachusetts
By loan purpose
By loan type
Where in Massachusetts
Counties with the most Bison State Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Middlesex County | 13 | 10 | 0 | 0.0% |
| Suffolk County | 3 | 2 | 0 | 0.0% |
| Worcester County | 3 | 2 | 0 | 0.0% |
| Bristol County | 2 | 1 | 0 | 0.0% |
| Norfolk County | 2 | 2 | 0 | 0.0% |
| Hampden County | 2 | 2 | 0 | 0.0% |
| Berkshire County | 1 | 0 | 0 | 0.0% |
| Barnstable County | 1 | 1 | 0 | 0.0% |
| Essex County | 1 | 0 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 28 applications in 2025, of which 20 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Bison State Bank originated in Massachusetts in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Bison State Bank's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology