Berkshire Bank in Maine vs the state
11.1%Denial rate-5.22 pts vs state
16.7%Decision denial rate-3.41 pts vs state
55.6%Origination rate-6.61 pts vs state
6.88%Median rate0.00 pts vs state
0.04Rate spread (pts)-0.29 pts vs state
$182kMedian applicant income
5Loans originated
1Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 8 | 7.1% | 6.31% | #179 |
| 2024 | 16 | 14 | 0.0% | 6.38% | #180 |
| 2025 | 9 | 5 | 11.1% | 6.88% | #226 |
What Berkshire Bank lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Berkshire Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 5 | 3 | 0 | 0.0% |
| Cumberland County | 2 | 1 | 0 | 0.0% |
| Knox County | 1 | 0 | 1 | 100.0% |
| Oxford County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 9 applications in 2025, of which 5 were originated and 1 denied.
11.1% of all applications, or 16.7% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Berkshire Bank originated in Maine in 2025 was 6.88%, against a statewide median of 6.88%.
About this data. Figures are Berkshire Bank's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology