Bell Bank · Arkansas · 2025

Bell Bank in Arkansas: approval rate, denial rate and rates (2025)

Bell Bank took 11 mortgage applications in Arkansas in 2025, ranking #331 of 802 lenders active in the state. It originated 63.6% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 18.2%.

11Applicationsin AR
0.0%Decision denial ratestate 23.1%
6.63%Median ratestate 6.63%
$275,000Median loanstate $165,000
$2.3MVolume5 counties

Bell Bank in Arkansas vs the state

0.0%Denial rate-18.19 pts vs state
0.0%Decision denial rate-23.13 pts vs state
63.6%Origination rate+6.81 pts vs state
6.63%Median rate0.00 pts vs state
0.20Rate spread (pts)-0.15 pts vs state
$220kMedian applicant income
7Loans originated
0Denied

Trend in Arkansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231050.0%6.99%#328
202411109.1%6.43%#326
20251170.0%6.63%#331

What Bell Bank lends in Arkansas

By loan purpose

Home purchase 5 45% · 0.0% denied
Refinance 4 36% · 0.0% denied
Cash-out refinance 2 18% · 0.0% denied

By loan type

Conventional 7 64% · 0.0% denied
VA 4 36% · 0.0% denied

Where in Arkansas

Counties with the most Bell Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Benton County 440 0.0%
Pulaski County 310 0.0%
Washington County 210 0.0%
Montgomery County 110 0.0%
Faulkner County 100 0.0%

Other large lenders in Arkansas

LenderGradeApplicationsDenial rateMedian rate
Arvest BankC 9,74814.4%7.00%
Rocket MortgageC 5,85420.1%6.63%
ARKANSAS Federal Credit UnionF 4,43923.6%7.50%
Vanderbilt Mortgage and FinanceF 3,49138.4%10.25%
21st MortgageF 3,25046.6%9.69%
Mortgage Research CenterC 2,76718.3%6.25%
Regions BankC 2,64640.0%6.13%
Firsttrust Home LoansB 2,5900.5%6.49%
United Shore Financial ServicesB 2,45613.3%6.12%
Triad Financial ServicesD 2,13354.2%8.68%

Frequently asked questions

Arkansas: 11 applications in 2025, of which 7 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.

The median rate on loans Bell Bank originated in Arkansas in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Bell Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology