Beeline Loans in Michigan vs the state
19.0%Denial rate+0.48 pts vs state
63.3%Decision denial rate+40.75 pts vs state
11.0%Origination rate-48.89 pts vs state
7.38%Median rate+0.63 pts vs state
0.98Rate spread (pts)+0.58 pts vs state
$55kMedian applicant income
11Loans originated
19Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 146 | 5 | 39.7% | 7.13% | #224 |
| 2024 | 161 | 16 | 47.8% | 7.50% | #220 |
| 2025 | 100 | 11 | 19.0% | 7.38% | #276 |
What Beeline Loans lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Beeline Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wayne County | 28 | 1 | 3 | 10.7% |
| Oakland County | 10 | 2 | 1 | 10.0% |
| Kent County | 7 | 2 | 1 | 14.3% |
| Macomb County | 7 | 2 | 0 | 0.0% |
| Ingham County | 5 | 1 | 0 | 0.0% |
| Berrien County | 3 | 0 | 1 | 33.3% |
| Monroe County | 3 | 0 | 2 | 66.7% |
| Grand Traverse County | 3 | 1 | 1 | 33.3% |
| Calhoun County | 3 | 0 | 0 | 0.0% |
| Ionia County | 2 | 0 | 1 | 50.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 100 applications in 2025, of which 11 were originated and 19 denied.
19.0% of all applications, or 63.3% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Beeline Loans originated in Michigan in 2025 was 7.38%, against a statewide median of 6.75%.
About this data. Figures are Beeline Loans's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology