Beeline Loans · Arkansas · 2025

Beeline Loans in Arkansas: approval rate, denial rate and rates (2025)

Beeline Loans took 48 mortgage applications in Arkansas in 2025, ranking #209 of 802 lenders active in the state. It originated 14.6% of them and denied 25.0% (63.2% of the applications it decided), against a statewide denial rate of 18.2%.

48Applicationsin AR
63.2%Decision denial ratestate 23.1%
6.75%Median ratestate 6.63%
$170,000Median loanstate $165,000
$2.3MVolume22 counties

Beeline Loans in Arkansas vs the state

25.0%Denial rate+6.81 pts vs state
63.2%Decision denial rate+40.03 pts vs state
14.6%Origination rate-42.25 pts vs state
6.75%Median rate+0.13 pts vs state
0.50Rate spread (pts)+0.16 pts vs state
$87kMedian applicant income
7Loans originated
12Denied

Trend in Arkansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
202337235.1%6.75%#215
202448145.8%7.50%#205
202548725.0%6.75%#209

What Beeline Loans lends in Arkansas

By loan purpose

Home purchase 13 27% · 23.1% denied
Refinance 4 8% · 0.0% denied
Cash-out refinance 23 48% · 26.1% denied
Home improvement 8 17% · 37.5% denied

By loan type

Conventional 47 98% · 25.5% denied
VA 1 2% · 0.0% denied

Why it denied Arkansas applicants

Incomplete application 4 33%
Credit history 3 25%
Other 2 17%
Insufficient cash 1 8%
Debt-to-income ratio 1 8%
Collateral 1 8%

Where in Arkansas

Counties with the most Beeline Loans applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Pulaski County 1124 36.4%
Benton County 410 0.0%
Garland County 401 25.0%
Saline County 300 0.0%
Washington County 320 0.0%
Van Buren County 200 0.0%
Sebastian County 201 50.0%
Lawrence County 201 50.0%
Craighead County 200 0.0%
Jefferson County 201 50.0%

Other large lenders in Arkansas

LenderGradeApplicationsDenial rateMedian rate
Arvest BankC 9,74814.4%7.00%
Rocket MortgageC 5,85420.1%6.63%
ARKANSAS Federal Credit UnionF 4,43923.6%7.50%
Vanderbilt Mortgage and FinanceF 3,49138.4%10.25%
21st MortgageF 3,25046.6%9.69%
Mortgage Research CenterC 2,76718.3%6.25%
Regions BankC 2,64640.0%6.13%
Firsttrust Home LoansB 2,5900.5%6.49%
United Shore Financial ServicesB 2,45613.3%6.12%
Triad Financial ServicesD 2,13354.2%8.68%

Frequently asked questions

Arkansas: 48 applications in 2025, of which 7 were originated and 12 denied.

25.0% of all applications, or 63.2% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.

The median rate on loans Beeline Loans originated in Arkansas in 2025 was 6.75%, against a statewide median of 6.63%.

About this data. Figures are Beeline Loans's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology