Baxter Credit Union in South Carolina vs the state
20.0%Denial rate+1.69 pts vs state
20.6%Decision denial rate-2.88 pts vs state
60.0%Origination rate+3.39 pts vs state
6.69%Median rate+0.19 pts vs state
-0.14Rate spread (pts)-0.36 pts vs state
$148kMedian applicant income
42Loans originated
14Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 43 | 26 | 23.3% | 8.19% | #340 |
| 2024 | 36 | 25 | 19.4% | 7.75% | #370 |
| 2025 | 70 | 42 | 20.0% | 6.69% | #296 |
What Baxter Credit Union lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Baxter Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 9 | 6 | 2 | 22.2% |
| York County | 9 | 4 | 0 | 0.0% |
| Charleston County | 6 | 4 | 0 | 0.0% |
| Richland County | 6 | 2 | 4 | 66.7% |
| Sumter County | 5 | 3 | 2 | 40.0% |
| Anderson County | 4 | 2 | 1 | 25.0% |
| Kershaw County | 4 | 3 | 0 | 0.0% |
| Beaufort County | 4 | 2 | 1 | 25.0% |
| Berkeley County | 4 | 3 | 0 | 0.0% |
| Greenville County | 4 | 3 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 70 applications in 2025, of which 42 were originated and 14 denied.
20.0% of all applications, or 20.6% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Baxter Credit Union originated in South Carolina in 2025 was 6.69%, against a statewide median of 6.50%.
About this data. Figures are Baxter Credit Union's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology