Barrington Bank & Trust Company · Massachusetts · 2025

Barrington Bank & Trust Company in Massachusetts: approval rate, denial rate and rates (2025)

Barrington Bank & Trust Company took 53 mortgage applications in Massachusetts in 2025, ranking #317 of 799 lenders active in the state. It originated 50.9% of them and denied 5.7% (9.7% of the applications it decided), against a statewide denial rate of 16.2%.

53Applicationsin MA
9.7%Decision denial ratestate 20.0%
6.63%Median ratestate 6.63%
$365,000Median loanstate $325,000
$11MVolume11 counties

Barrington Bank & Trust Company in Massachusetts vs the state

5.7%Denial rate-10.55 pts vs state
9.7%Decision denial rate-10.27 pts vs state
50.9%Origination rate-11.66 pts vs state
6.63%Median rate0.00 pts vs state
0.31Rate spread (pts)+0.22 pts vs state
$118kMedian applicant income
27Loans originated
3Denied

Trend in Massachusetts

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023593411.9%6.25%#289
202460338.3%6.25%#298
202553275.7%6.63%#317

What Barrington Bank & Trust Company lends in Massachusetts

By loan purpose

Home purchase 22 42% · 9.1% denied
Refinance 16 30% · 0.0% denied
Cash-out refinance 13 25% · 7.7% denied
Other / HELOC 2 4% · 0.0% denied

By loan type

Conventional 25 47% · 4.0% denied
FHA 11 21% · 9.1% denied
VA 17 32% · 5.9% denied

Why it denied Massachusetts applicants

Debt-to-income ratio 2 67%
Credit history 1 33%

Where in Massachusetts

Counties with the most Barrington Bank & Trust Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Worcester County 19110 0.0%
Essex County 630 0.0%
Plymouth County 641 16.7%
Middlesex County 621 16.7%
Hampden County 530 0.0%
Norfolk County 430 0.0%
Suffolk County 210 0.0%
Berkshire County 201 50.0%
Dukes County 100 0.0%
Barnstable County 100 0.0%

Other large lenders in Massachusetts

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 17,47629.0%7.40%
Rocket MortgageC 8,69815.9%6.75%
Bank of AmericaF 7,78430.1%5.99%
Guaranteed RateB 7,3134.5%6.50%
Eastern BankB 6,21631.8%6.99%
Rockland TrustC 5,99028.6%6.99%
Leader BankA 5,9131.8%6.25%
United Shore Financial ServicesB 5,89812.8%6.50%
Crosscountry MortgageB 5,6343.8%6.63%
TD BankD 3,77826.9%7.44%

Frequently asked questions

Massachusetts: 53 applications in 2025, of which 27 were originated and 3 denied.

5.7% of all applications, or 9.7% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.

The median rate on loans Barrington Bank & Trust Company originated in Massachusetts in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Barrington Bank & Trust Company's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology