Barrington Bank & Trust Company · Indiana · 2025

Barrington Bank & Trust Company in Indiana: approval rate, denial rate and rates (2025)

Barrington Bank & Trust Company took 223 mortgage applications in Indiana in 2025, ranking #188 of 1,025 lenders active in the state. It originated 61.4% of them and denied 11.2% (15.2% of the applications it decided), against a statewide denial rate of 16.6%.

223Applicationsin IN
15.2%Decision denial ratestate 20.1%
6.63%Median ratestate 6.75%
$215,000Median loanstate $155,000
$36MVolume56 counties

Barrington Bank & Trust Company in Indiana vs the state

11.2%Denial rate-5.36 pts vs state
15.2%Decision denial rate-4.99 pts vs state
61.4%Origination rate-0.82 pts vs state
6.63%Median rate-0.13 pts vs state
0.30Rate spread (pts)-0.07 pts vs state
$93kMedian applicant income
137Loans originated
25Denied

Trend in Indiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232301425.7%6.75%#161
202428016211.8%6.75%#150
202522313711.2%6.63%#188

What Barrington Bank & Trust Company lends in Indiana

By loan purpose

Home purchase 135 61% · 6.7% denied
Refinance 48 22% · 6.3% denied
Cash-out refinance 27 12% · 14.8% denied
Home improvement 4 2% · 25.0% denied
Other / HELOC 9 4% · 88.9% denied

By loan type

Conventional 113 51% · 11.5% denied
FHA 37 17% · 10.8% denied
VA 73 33% · 11.0% denied

Why it denied Indiana applicants

Other 10 40%
Credit history 6 24%
Collateral 3 12%
Debt-to-income ratio 3 12%
Unverifiable information 1 4%
Insufficient cash 1 4%
Employment history 1 4%

Where in Indiana

Counties with the most Barrington Bank & Trust Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Lake County 72526 8.3%
Marion County 17102 11.8%
Porter County 15110 0.0%
LaPorte County 1480 0.0%
Vigo County 815 62.5%
Vermillion County 622 33.3%
Fayette County 522 40.0%
Clark County 431 25.0%
Jasper County 410 0.0%
Kosciusko County 420 0.0%

Other large lenders in Indiana

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,50318.6%6.75%
Ruoff Mortgage CompanyA 8,8604.0%6.75%
Fifth Third BankD 8,69327.6%7.75%
United Shore Financial ServicesB 8,65912.2%6.38%
Freedom MortgageB 5,4548.9%6.25%
NewrezD 5,42118.2%6.63%
First Merchants BankC 5,11419.9%6.76%
Fairway Independent MortgageB 4,8137.4%6.75%
Mortgage Research CenterC 4,79119.0%6.25%
PNC BankD 4,72425.1%7.55%

Frequently asked questions

Indiana: 223 applications in 2025, of which 137 were originated and 25 denied.

11.2% of all applications, or 15.2% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.

The median rate on loans Barrington Bank & Trust Company originated in Indiana in 2025 was 6.63%, against a statewide median of 6.75%.

About this data. Figures are Barrington Bank & Trust Company's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology