Barrington Bank & Trust Company · Georgia · 2025

Barrington Bank & Trust Company in Georgia: approval rate, denial rate and rates (2025)

Barrington Bank & Trust Company took 237 mortgage applications in Georgia in 2025, ranking #226 of 1,201 lenders active in the state. It originated 58.2% of them and denied 11.4% (16.2% of the applications it decided), against a statewide denial rate of 19.2%.

237Applicationsin GA
16.2%Decision denial ratestate 25.1%
6.49%Median ratestate 6.63%
$275,000Median loanstate $235,000
$43MVolume85 counties

Barrington Bank & Trust Company in Georgia vs the state

11.4%Denial rate-7.83 pts vs state
16.2%Decision denial rate-8.90 pts vs state
58.2%Origination rate+4.14 pts vs state
6.49%Median rate-0.13 pts vs state
0.17Rate spread (pts)-0.10 pts vs state
$96kMedian applicant income
138Loans originated
27Denied

Trend in Georgia

YearApplicationsOriginatedDenial rateMedian rateRank in state
20233201648.4%6.63%#170
20243221818.1%6.25%#184
202523713811.4%6.49%#226

What Barrington Bank & Trust Company lends in Georgia

By loan purpose

Home purchase 106 45% · 14.2% denied
Refinance 67 28% · 4.5% denied
Cash-out refinance 51 22% · 13.7% denied
Home improvement 6 3% · 33.3% denied
Other / HELOC 7 3% · 0.0% denied

By loan type

Conventional 74 31% · 10.8% denied
FHA 31 13% · 32.3% denied
VA 131 55% · 6.9% denied
USDA / RHS 1 0% · 0.0% denied

Why it denied Georgia applicants

Debt-to-income ratio 10 37%
Collateral 7 26%
Credit history 5 19%
Unverifiable information 2 7%
Other 2 7%
Insufficient cash 1 4%

Where in Georgia

Counties with the most Barrington Bank & Trust Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Fulton County 1895 27.8%
Cobb County 1160 0.0%
Columbia County 950 0.0%
Cherokee County 871 12.5%
DeKalb County 861 12.5%
Gwinnett County 822 25.0%
Dougherty County 751 14.3%
Newton County 740 0.0%
Fayette County 640 0.0%
Muscogee County 640 0.0%

Other large lenders in Georgia

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 29,84518.2%6.63%
United Shore Financial ServicesB 23,78412.6%6.25%
Navy Federal Credit UnionD 12,38826.4%7.95%
Truist BankC 10,56338.7%6.49%
Pennymac Loan ServicesC 10,27311.6%6.49%
Broker SolutionsD 9,7098.6%6.63%
Mortgage Research CenterC 9,44319.8%6.25%
Freedom MortgageB 9,2939.1%6.25%
Bank of AmericaF 9,16836.5%6.24%
Ameris BankB 8,06510.1%6.50%

Frequently asked questions

Georgia: 237 applications in 2025, of which 138 were originated and 27 denied.

11.4% of all applications, or 16.2% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.

The median rate on loans Barrington Bank & Trust Company originated in Georgia in 2025 was 6.49%, against a statewide median of 6.63%.

About this data. Figures are Barrington Bank & Trust Company's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology