Barrington Bank & Trust Company · Arizona · 2025

Barrington Bank & Trust Company in Arizona: approval rate, denial rate and rates (2025)

Barrington Bank & Trust Company took 121 mortgage applications in Arizona in 2025, ranking #224 of 1,082 lenders active in the state. It originated 60.3% of them and denied 10.7% (15.1% of the applications it decided), against a statewide denial rate of 16.2%.

121Applicationsin AZ
15.1%Decision denial ratestate 20.4%
6.63%Median ratestate 6.50%
$365,000Median loanstate $275,000
$35MVolume12 counties

Barrington Bank & Trust Company in Arizona vs the state

10.7%Denial rate-5.49 pts vs state
15.1%Decision denial rate-5.29 pts vs state
60.3%Origination rate+0.85 pts vs state
6.63%Median rate+0.13 pts vs state
0.27Rate spread (pts)+0.05 pts vs state
$132kMedian applicant income
73Loans originated
13Denied

Trend in Arizona

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023152929.9%6.63%#181
2024145876.2%6.38%#196
20251217310.7%6.63%#224

What Barrington Bank & Trust Company lends in Arizona

By loan purpose

Home purchase 66 55% · 7.6% denied
Refinance 30 25% · 10.0% denied
Cash-out refinance 18 15% · 22.2% denied
Home improvement 4 3% · 25.0% denied
Other / HELOC 3 2% · 0.0% denied

By loan type

Conventional 78 64% · 6.4% denied
FHA 10 8% · 40.0% denied
VA 33 27% · 12.1% denied

Why it denied Arizona applicants

Other 4 31%
Credit history 3 23%
Collateral 2 15%
Employment history 2 15%
Debt-to-income ratio 1 8%
Insufficient cash 1 8%

Where in Arizona

Counties with the most Barrington Bank & Trust Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Maricopa County 65436 9.2%
Pinal County 1892 11.1%
Pima County 1142 18.2%
Yavapai County 741 14.3%
Coconino County 420 0.0%
Yuma County 430 0.0%
Mohave County 422 50.0%
Graham County 330 0.0%
Santa Cruz County 210 0.0%
Gila County 110 0.0%

Other large lenders in Arizona

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 25,38310.2%6.25%
Rocket MortgageC 17,94715.6%6.75%
Desert Financial Credit UnionB 16,97024.3%6.49%
Crosscountry MortgageB 7,5703.8%6.58%
Fairway Independent MortgageB 6,7295.6%6.63%
Bank of AmericaF 6,22932.2%6.24%
Loandepot.ComD 6,18016.1%5.99%
Pennymac Loan ServicesC 5,83811.7%6.62%
Nova Financial & InvestmentC 5,38016.2%6.49%
Freedom MortgageB 4,9917.0%6.00%

Frequently asked questions

Arizona: 121 applications in 2025, of which 73 were originated and 13 denied.

10.7% of all applications, or 15.1% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.

The median rate on loans Barrington Bank & Trust Company originated in Arizona in 2025 was 6.63%, against a statewide median of 6.50%.

About this data. Figures are Barrington Bank & Trust Company's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology