Banterra Bank in Missouri vs the state
8.5%Denial rate-6.60 pts vs state
10.2%Decision denial rate-8.50 pts vs state
50.9%Origination rate-11.81 pts vs state
6.56%Median rate-0.07 pts vs state
0.05Rate spread (pts)-0.30 pts vs state
$104kMedian applicant income
30Loans originated
5Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 43 | 28 | 16.3% | 6.93% | #344 |
| 2024 | 48 | 30 | 14.6% | 6.81% | #337 |
| 2025 | 59 | 30 | 8.5% | 6.56% | #330 |
What Banterra Bank lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Banterra Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cape Girardeau County | 46 | 24 | 4 | 8.7% |
| Mississippi County | 7 | 4 | 0 | 0.0% |
| Scott County | 3 | 1 | 0 | 0.0% |
| Warren County | 1 | 1 | 0 | 0.0% |
| Ste. Genevieve County | 1 | 0 | 1 | 100.0% |
| Stone County | 1 | 0 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 59 applications in 2025, of which 30 were originated and 5 denied.
8.5% of all applications, or 10.2% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Banterra Bank originated in Missouri in 2025 was 6.56%, against a statewide median of 6.63%.
About this data. Figures are Banterra Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology