Bankwest in Montana vs the state
18.5%Denial rate+3.70 pts vs state
33.3%Decision denial rate+14.63 pts vs state
37.0%Origination rate-24.94 pts vs state
8.25%Median rate+1.63 pts vs state
2.57Rate spread (pts)+2.33 pts vs state
$91kMedian applicant income
10Loans originated
5Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 25 | 14 | 32.0% | 7.19% | #109 |
| 2024 | 23 | 12 | 21.7% | 8.63% | #122 |
| 2025 | 27 | 10 | 18.5% | 8.25% | #127 |
What Bankwest lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most Bankwest applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lewis and Clark County | 7 | 2 | 2 | 28.6% |
| Yellowstone County | 3 | 1 | 0 | 0.0% |
| Richland County | 2 | 1 | 0 | 0.0% |
| Hill County | 2 | 1 | 0 | 0.0% |
| Musselshell County | 2 | 1 | 0 | 0.0% |
| Big Horn County | 2 | 1 | 0 | 0.0% |
| Dawson County | 1 | 1 | 0 | 0.0% |
| Ravalli County | 1 | 0 | 1 | 100.0% |
| Teton County | 1 | 0 | 0 | 0.0% |
| Valley County | 1 | 0 | 1 | 100.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 27 applications in 2025, of which 10 were originated and 5 denied.
18.5% of all applications, or 33.3% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans Bankwest originated in Montana in 2025 was 8.25%, against a statewide median of 6.63%.
About this data. Figures are Bankwest's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology