Bank of Whittier in Ohio vs the state
28.6%Denial rate+10.88 pts vs state
40.0%Decision denial rate+18.11 pts vs state
42.9%Origination rate-17.04 pts vs state
6.88%Median rate0.00 pts vs state
0.21Rate spread (pts)-0.18 pts vs state
$144kMedian applicant income
3Loans originated
2Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 10 | 5 | 0.0% | 6.55% | #599 |
| 2024 | 8 | 1 | 25.0% | 6.88% | #647 |
| 2025 | 7 | 3 | 28.6% | 6.88% | #657 |
What Bank of Whittier lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Bank of Whittier applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lorain County | 2 | 1 | 0 | 0.0% |
| Montgomery County | 2 | 1 | 1 | 50.0% |
| Summit County | 1 | 0 | 1 | 100.0% |
| Cuyahoga County | 1 | 1 | 0 | 0.0% |
| Warren County | 1 | 0 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 7 applications in 2025, of which 3 were originated and 2 denied.
28.6% of all applications, or 40.0% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Bank of Whittier originated in Ohio in 2025 was 6.88%, against a statewide median of 6.88%.
About this data. Figures are Bank of Whittier's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology