Bank of Hope in California vs the state
11.1%Denial rate-6.36 pts vs state
14.8%Decision denial rate-7.56 pts vs state
53.4%Origination rate-2.83 pts vs state
6.25%Median rate-0.38 pts vs state
0.69Rate spread (pts)+0.42 pts vs state
$351kMedian applicant income
111Loans originated
23Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 98 | 64 | 8.2% | 6.75% | #446 |
| 2024 | 138 | 82 | 4.4% | 6.70% | #397 |
| 2025 | 208 | 111 | 11.1% | 6.25% | #359 |
What Bank of Hope lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Bank of Hope applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 128 | 73 | 15 | 11.7% |
| Orange County | 42 | 22 | 6 | 14.3% |
| San Bernardino County | 11 | 6 | 0 | 0.0% |
| San Diego County | 11 | 2 | 2 | 18.2% |
| Riverside County | 7 | 5 | 0 | 0.0% |
| Santa Clara County | 2 | 1 | 0 | 0.0% |
| San Mateo County | 2 | 0 | 0 | 0.0% |
| Contra Costa County | 2 | 2 | 0 | 0.0% |
| Madera County | 1 | 0 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 208 applications in 2025, of which 111 were originated and 23 denied.
11.1% of all applications, or 14.8% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Bank of Hope originated in California in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Bank of Hope's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology