Bank of Gibson City in Illinois vs the state
0.8%Denial rate-16.33 pts vs state
0.8%Decision denial rate-20.87 pts vs state
96.9%Origination rate+38.11 pts vs state
—Median rate
—Rate spread (pts)
$84kMedian applicant income
123Loans originated
1Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 57 | 49 | 8.8% | — | #427 |
| 2024 | 42 | 39 | 2.4% | 7.65% | #473 |
| 2025 | 127 | 123 | 0.8% | — | #314 |
What Bank of Gibson City lends in Illinois
By loan purpose
By loan type
Where in Illinois
Counties with the most Bank of Gibson City applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ford County | 41 | 40 | 0 | 0.0% |
| Logan County | 38 | 36 | 1 | 2.6% |
| McLean County | 15 | 15 | 0 | 0.0% |
| De Witt County | 11 | 11 | 0 | 0.0% |
| Macon County | 5 | 5 | 0 | 0.0% |
| Champaign County | 4 | 3 | 0 | 0.0% |
| Sangamon County | 4 | 4 | 0 | 0.0% |
| Livingston County | 3 | 3 | 0 | 0.0% |
| Iroquois County | 2 | 2 | 0 | 0.0% |
| Mason County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 127 applications in 2025, of which 123 were originated and 1 denied.
0.8% of all applications, or 0.8% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Bank of Gibson City's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology