b1BANK in Arkansas vs the state
14.3%Denial rate-3.90 pts vs state
16.7%Decision denial rate-6.46 pts vs state
42.9%Origination rate-13.97 pts vs state
7.70%Median rate+1.07 pts vs state
0.97Rate spread (pts)+0.63 pts vs state
$131kMedian applicant income
3Loans originated
1Denied
What b1BANK lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most b1BANK applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Union County | 3 | 1 | 0 | 0.0% |
| Lafayette County | 1 | 1 | 0 | 0.0% |
| Pulaski County | 1 | 0 | 1 | 100.0% |
| Ashley County | 1 | 1 | 0 | 0.0% |
| Saline County | 1 | 0 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 7 applications in 2025, of which 3 were originated and 1 denied.
14.3% of all applications, or 16.7% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans b1BANK originated in Arkansas in 2025 was 7.70%, against a statewide median of 6.63%.
About this data. Figures are b1BANK's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology