Atlantic Union Bank in Georgia vs the state
13.3%Denial rate-5.89 pts vs state
15.4%Decision denial rate-9.69 pts vs state
73.3%Origination rate+19.24 pts vs state
6.50%Median rate-0.13 pts vs state
-0.04Rate spread (pts)-0.31 pts vs state
$128kMedian applicant income
11Loans originated
2Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 10 | 7 | 0.0% | 6.38% | #662 |
| 2024 | 7 | 3 | 0.0% | 6.63% | #689 |
| 2025 | 15 | 11 | 13.3% | 6.50% | #611 |
What Atlantic Union Bank lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Atlantic Union Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Paulding County | 3 | 2 | 1 | 33.3% |
| Fulton County | 2 | 2 | 0 | 0.0% |
| Cobb County | 2 | 2 | 0 | 0.0% |
| Gwinnett County | 1 | 0 | 0 | 0.0% |
| Oglethorpe County | 1 | 0 | 0 | 0.0% |
| Bartow County | 1 | 1 | 0 | 0.0% |
| DeKalb County | 1 | 1 | 0 | 0.0% |
| Spalding County | 1 | 1 | 0 | 0.0% |
| Thomas County | 1 | 1 | 0 | 0.0% |
| Lowndes County | 1 | 1 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 15 applications in 2025, of which 11 were originated and 2 denied.
13.3% of all applications, or 15.4% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Atlantic Union Bank originated in Georgia in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Atlantic Union Bank's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology