Atlantic Coast Mortgage · Mississippi · 2025

Atlantic Coast Mortgage in Mississippi: approval rate, denial rate and rates (2025)

Atlantic Coast Mortgage took 5 mortgage applications in Mississippi in 2025, ranking #351 of 681 lenders active in the state. It originated 60.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 22.9%.

5Applicationsin MS
0.0%Decision denial ratestate 28.5%
5.99%Median ratestate 6.75%
$335,000Median loanstate $135,000
$765kVolume3 counties

Atlantic Coast Mortgage in Mississippi vs the state

0.0%Denial rate-22.92 pts vs state
0.0%Decision denial rate-28.45 pts vs state
60.0%Origination rate+7.13 pts vs state
5.99%Median rate-0.76 pts vs state
-0.03Rate spread (pts)-0.37 pts vs state
$105kMedian applicant income
3Loans originated
0Denied

What Atlantic Coast Mortgage lends in Mississippi

By loan purpose

Home purchase 5 100% · 0.0% denied

By loan type

Conventional 2 40% · 0.0% denied
VA 3 60% · 0.0% denied

Where in Mississippi

Counties with the most Atlantic Coast Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Jackson County 320 0.0%
Lafayette County 100 0.0%
Bolivar County 110 0.0%

Other large lenders in Mississippi

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 6,76448.5%10.56%
Trustmark National BankC 5,53112.5%6.75%
Cadence BankB 5,30119.2%7.25%
Regions BankC 4,91644.7%5.75%
Rocket MortgageC 4,63624.8%6.63%
Community Bank of MississippiC 3,8569.0%7.65%
Renasant BankB 3,18814.3%6.99%
Triad Financial ServicesD 3,14034.4%8.76%
Vanderbilt Mortgage and FinanceF 2,84044.3%10.25%
BankPlusB 2,63810.7%6.50%

Frequently asked questions

Mississippi: 5 applications in 2025, of which 3 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.

The median rate on loans Atlantic Coast Mortgage originated in Mississippi in 2025 was 5.99%, against a statewide median of 6.75%.

About this data. Figures are Atlantic Coast Mortgage's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology