Atlanta Postal in Missouri vs the state
50.0%Denial rate+34.93 pts vs state
71.4%Decision denial rate+52.73 pts vs state
20.0%Origination rate-42.66 pts vs state
7.44%Median rate+0.81 pts vs state
0.57Rate spread (pts)+0.22 pts vs state
$73kMedian applicant income
2Loans originated
5Denied
What Atlanta Postal lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Atlanta Postal applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 3 | 2 | 0 | 0.0% |
| St. Louis city | 2 | 0 | 1 | 50.0% |
| New Madrid County | 1 | 0 | 1 | 100.0% |
| Jackson County | 1 | 0 | 0 | 0.0% |
| Ozark County | 1 | 0 | 1 | 100.0% |
| Miller County | 1 | 0 | 1 | 100.0% |
| Adair County | 1 | 0 | 1 | 100.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 10 applications in 2025, of which 2 were originated and 5 denied.
50.0% of all applications, or 71.4% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Atlanta Postal originated in Missouri in 2025 was 7.44%, against a statewide median of 6.63%.
About this data. Figures are Atlanta Postal's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology