Atlanta Postal · Colorado · 2025

Atlanta Postal in Colorado: approval rate, denial rate and rates (2025)

Atlanta Postal took 6 mortgage applications in Colorado in 2025, ranking #588 of 1,114 lenders active in the state. It originated 16.7% of them and denied 33.3% (66.7% of the applications it decided), against a statewide denial rate of 15.6%.

6Applicationsin CO
66.7%Decision denial ratestate 19.7%
6.63%Median ratestate 6.63%
$75,000Median loanstate $325,000
$655kVolume5 counties

Atlanta Postal in Colorado vs the state

33.3%Denial rate+17.70 pts vs state
66.7%Decision denial rate+47.01 pts vs state
16.7%Origination rate-43.35 pts vs state
6.63%Median rate0.00 pts vs state
-0.22Rate spread (pts)-0.37 pts vs state
$74kMedian applicant income
1Loans originated
2Denied

What Atlanta Postal lends in Colorado

By loan purpose

Home purchase 1 17% · 0.0% denied
Cash-out refinance 5 83% · 40.0% denied

By loan type

Conventional 6 100% · 33.3% denied

Why it denied Colorado applicants

Debt-to-income ratio 1 50%
Incomplete application 1 50%

Where in Colorado

Counties with the most Atlanta Postal applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Delta County 200 0.0%
Teller County 110 0.0%
Douglas County 100 0.0%
Weld County 101 100.0%
Jefferson County 101 100.0%

Other large lenders in Colorado

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 23,1118.8%6.13%
ENT Credit UnionB 13,23820.9%7.50%
Rocket MortgageC 11,48615.7%6.61%
Guild MortgageA 6,2323.1%6.62%
Bellco Credit UnionF 5,86340.9%8.00%
U.S. BankD 4,97836.0%7.95%
American FinancingD 4,93741.3%6.38%
FirstBankC 4,92915.6%7.00%
Canvas Credit UnionC 4,88913.7%7.89%
ElevationsC 4,42610.8%6.88%

Frequently asked questions

Colorado: 6 applications in 2025, of which 1 were originated and 2 denied.

33.3% of all applications, or 66.7% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.

The median rate on loans Atlanta Postal originated in Colorado in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Atlanta Postal's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology