Arvest Bank · Indiana · 2025

Arvest Bank in Indiana: approval rate, denial rate and rates (2025)

Arvest Bank took 34 mortgage applications in Indiana in 2025, ranking #397 of 1,025 lenders active in the state. It originated 79.4% of them and denied 8.8% (10.0% of the applications it decided), against a statewide denial rate of 16.6%.

34Applicationsin IN
10.0%Decision denial ratestate 20.1%
6.50%Median ratestate 6.75%
$280,000Median loanstate $155,000
$8.0MVolume18 counties

Arvest Bank in Indiana vs the state

8.8%Denial rate-7.75 pts vs state
10.0%Decision denial rate-10.14 pts vs state
79.4%Origination rate+17.16 pts vs state
6.50%Median rate-0.25 pts vs state
0.16Rate spread (pts)-0.20 pts vs state
$122kMedian applicant income
27Loans originated
3Denied

Trend in Indiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023472414.9%6.69%#329
202439232.6%6.88%#367
202534278.8%6.50%#397

What Arvest Bank lends in Indiana

By loan purpose

Home purchase 17 50% · 11.8% denied
Refinance 3 9% · 0.0% denied
Cash-out refinance 11 32% · 9.1% denied
Home improvement 1 3% · 0.0% denied
Other / HELOC 2 6% · 0.0% denied

By loan type

Conventional 28 82% · 7.1% denied
FHA 4 12% · 25.0% denied
VA 2 6% · 0.0% denied

Why it denied Indiana applicants

Debt-to-income ratio 1 33%
Unverifiable information 1 33%
Other 1 33%

Where in Indiana

Counties with the most Arvest Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hamilton County 990 0.0%
St. Joseph County 330 0.0%
Marion County 311 33.3%
Vanderburgh County 220 0.0%
Lake County 210 0.0%
Warrick County 220 0.0%
Boone County 210 0.0%
Johnson County 101 100.0%
Hendricks County 110 0.0%
DeKalb County 110 0.0%

Other large lenders in Indiana

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,50318.6%6.75%
Ruoff Mortgage CompanyA 8,8604.0%6.75%
Fifth Third BankD 8,69327.6%7.75%
United Shore Financial ServicesB 8,65912.2%6.38%
Freedom MortgageB 5,4548.9%6.25%
NewrezD 5,42118.2%6.63%
First Merchants BankC 5,11419.9%6.76%
Fairway Independent MortgageB 4,8137.4%6.75%
Mortgage Research CenterC 4,79119.0%6.25%
PNC BankD 4,72425.1%7.55%

Frequently asked questions

Indiana: 34 applications in 2025, of which 27 were originated and 3 denied.

8.8% of all applications, or 10.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.

The median rate on loans Arvest Bank originated in Indiana in 2025 was 6.50%, against a statewide median of 6.75%.

About this data. Figures are Arvest Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology