Armed Forces Bank in Oregon vs the state
17.4%Denial rate+2.08 pts vs state
26.7%Decision denial rate+7.51 pts vs state
47.8%Origination rate-12.79 pts vs state
5.75%Median rate-1.00 pts vs state
-0.66Rate spread (pts)-0.94 pts vs state
$128kMedian applicant income
11Loans originated
4Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 2 | 0.0% | 6.00% | #409 |
| 2024 | 11 | 5 | 27.3% | 6.63% | #343 |
| 2025 | 23 | 11 | 17.4% | 5.75% | #282 |
What Armed Forces Bank lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Armed Forces Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Washington County | 5 | 3 | 1 | 20.0% |
| Marion County | 3 | 1 | 0 | 0.0% |
| Multnomah County | 2 | 1 | 0 | 0.0% |
| Douglas County | 2 | 0 | 2 | 100.0% |
| Clackamas County | 2 | 0 | 0 | 0.0% |
| Jackson County | 2 | 1 | 0 | 0.0% |
| Klamath County | 1 | 1 | 0 | 0.0% |
| Yamhill County | 1 | 1 | 0 | 0.0% |
| Umatilla County | 1 | 0 | 1 | 100.0% |
| Clatsop County | 1 | 1 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 23 applications in 2025, of which 11 were originated and 4 denied.
17.4% of all applications, or 26.7% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Armed Forces Bank originated in Oregon in 2025 was 5.75%, against a statewide median of 6.75%.
About this data. Figures are Armed Forces Bank's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology