Armed Forces Bank in Idaho vs the state
23.1%Denial rate+8.63 pts vs state
33.3%Decision denial rate+15.81 pts vs state
46.2%Origination rate-16.87 pts vs state
6.19%Median rate-0.44 pts vs state
-0.25Rate spread (pts)-0.40 pts vs state
$148kMedian applicant income
6Loans originated
3Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 8 | 5 | 0.0% | 5.75% | #266 |
| 2025 | 13 | 6 | 23.1% | 6.19% | #253 |
What Armed Forces Bank lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Armed Forces Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ada County | 4 | 1 | 1 | 25.0% |
| Bonner County | 1 | 1 | 0 | 0.0% |
| Jefferson County | 1 | 0 | 0 | 0.0% |
| Elmore County | 1 | 1 | 0 | 0.0% |
| Shoshone County | 1 | 1 | 0 | 0.0% |
| Boundary County | 1 | 1 | 0 | 0.0% |
| Kootenai County | 1 | 0 | 0 | 0.0% |
| Minidoka County | 1 | 0 | 1 | 100.0% |
| Twin Falls County | 1 | 1 | 0 | 0.0% |
| Jerome County | 1 | 0 | 1 | 100.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 13 applications in 2025, of which 6 were originated and 3 denied.
23.1% of all applications, or 33.3% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Armed Forces Bank originated in Idaho in 2025 was 6.19%, against a statewide median of 6.63%.
About this data. Figures are Armed Forces Bank's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology