Ark-La-Tex Financial Services, LLC. in New Jersey vs the state
1.9%Denial rate-15.78 pts vs state
2.6%Decision denial rate-20.50 pts vs state
72.3%Origination rate+16.57 pts vs state
6.75%Median rate0.00 pts vs state
0.39Rate spread (pts)+0.11 pts vs state
$136kMedian applicant income
151Loans originated
4Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 317 | 187 | 4.1% | 6.99% | #129 |
| 2024 | 309 | 208 | 3.6% | 6.88% | #145 |
| 2025 | 209 | 151 | 1.9% | 6.75% | #193 |
What Ark-La-Tex Financial Services, LLC. lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Ark-La-Tex Financial Services, LLC. applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ocean County | 50 | 36 | 2 | 4.0% |
| Monmouth County | 36 | 23 | 0 | 0.0% |
| Burlington County | 17 | 12 | 1 | 5.9% |
| Atlantic County | 15 | 11 | 0 | 0.0% |
| Camden County | 14 | 12 | 0 | 0.0% |
| Middlesex County | 13 | 8 | 0 | 0.0% |
| Cape May County | 9 | 8 | 0 | 0.0% |
| Hunterdon County | 8 | 7 | 0 | 0.0% |
| Mercer County | 8 | 6 | 0 | 0.0% |
| Gloucester County | 7 | 4 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 209 applications in 2025, of which 151 were originated and 4 denied.
1.9% of all applications, or 2.6% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Ark-La-Tex Financial Services, LLC. originated in New Jersey in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Ark-La-Tex Financial Services, LLC.'s own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology