Angel Oak Mortgage Solutions in Georgia vs the state
13.1%Denial rate-6.12 pts vs state
17.3%Decision denial rate-7.74 pts vs state
61.6%Origination rate+7.52 pts vs state
7.50%Median rate+0.87 pts vs state
1.34Rate spread (pts)+1.07 pts vs state
$300kMedian applicant income
268Loans originated
57Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 254 | 111 | 22.8% | 8.25% | #192 |
| 2024 | 354 | 212 | 16.1% | 8.00% | #171 |
| 2025 | 435 | 268 | 13.1% | 7.50% | #164 |
What Angel Oak Mortgage Solutions lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Angel Oak Mortgage Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 74 | 44 | 11 | 14.9% |
| Gwinnett County | 48 | 32 | 5 | 10.4% |
| Cobb County | 46 | 29 | 4 | 8.7% |
| Cherokee County | 18 | 9 | 4 | 22.2% |
| DeKalb County | 18 | 7 | 3 | 16.7% |
| Fannin County | 14 | 10 | 1 | 7.1% |
| Gilmer County | 12 | 3 | 1 | 8.3% |
| Paulding County | 11 | 8 | 1 | 9.1% |
| Forsyth County | 11 | 7 | 2 | 18.2% |
| Fayette County | 11 | 5 | 1 | 9.1% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 435 applications in 2025, of which 268 were originated and 57 denied.
13.1% of all applications, or 17.3% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Angel Oak Mortgage Solutions originated in Georgia in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Angel Oak Mortgage Solutions's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology