Angel Oak Mortgage Solutions in Arizona vs the state
16.0%Denial rate-0.20 pts vs state
21.2%Decision denial rate+0.82 pts vs state
57.8%Origination rate-1.67 pts vs state
7.75%Median rate+1.25 pts vs state
1.89Rate spread (pts)+1.67 pts vs state
$340kMedian applicant income
137Loans originated
38Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 198 | 89 | 22.2% | 8.13% | #159 |
| 2024 | 160 | 102 | 13.1% | 7.88% | #186 |
| 2025 | 237 | 137 | 16.0% | 7.75% | #166 |
What Angel Oak Mortgage Solutions lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Angel Oak Mortgage Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 159 | 91 | 29 | 18.2% |
| Pima County | 19 | 11 | 0 | 0.0% |
| Pinal County | 17 | 10 | 3 | 17.6% |
| Cochise County | 11 | 7 | 3 | 27.3% |
| Yavapai County | 9 | 4 | 0 | 0.0% |
| Mohave County | 8 | 6 | 0 | 0.0% |
| Coconino County | 6 | 2 | 3 | 50.0% |
| Navajo County | 4 | 3 | 0 | 0.0% |
| Santa Cruz County | 2 | 2 | 0 | 0.0% |
| Yuma County | 1 | 0 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 237 applications in 2025, of which 137 were originated and 38 denied.
16.0% of all applications, or 21.2% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Angel Oak Mortgage Solutions originated in Arizona in 2025 was 7.75%, against a statewide median of 6.50%.
About this data. Figures are Angel Oak Mortgage Solutions's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology