AMWEST Funding in Kentucky vs the state
2.3%Denial rate-16.51 pts vs state
3.4%Decision denial rate-20.10 pts vs state
65.5%Origination rate+7.48 pts vs state
7.13%Median rate+0.38 pts vs state
0.83Rate spread (pts)+0.52 pts vs state
$137kMedian applicant income
57Loans originated
2Denied
Trend in Kentucky
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 31 | 21 | 9.7% | 8.13% | #280 |
| 2024 | 36 | 27 | 0.0% | 7.88% | #283 |
| 2025 | 87 | 57 | 2.3% | 7.13% | #223 |
What AMWEST Funding lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Where in Kentucky
Counties with the most AMWEST Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 28 | 17 | 2 | 7.1% |
| Fayette County | 25 | 19 | 0 | 0.0% |
| Jessamine County | 4 | 2 | 0 | 0.0% |
| Scott County | 3 | 3 | 0 | 0.0% |
| Campbell County | 3 | 2 | 0 | 0.0% |
| Shelby County | 3 | 0 | 0 | 0.0% |
| Mercer County | 2 | 0 | 0 | 0.0% |
| Hardin County | 2 | 2 | 0 | 0.0% |
| Boone County | 2 | 2 | 0 | 0.0% |
| Greenup County | 2 | 1 | 0 | 0.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 87 applications in 2025, of which 57 were originated and 2 denied.
2.3% of all applications, or 3.4% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
The median rate on loans AMWEST Funding originated in Kentucky in 2025 was 7.13%, against a statewide median of 6.75%.
About this data. Figures are AMWEST Funding's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology