Aml Funding in California vs the state
5.9%Denial rate-11.54 pts vs state
7.5%Decision denial rate-14.90 pts vs state
70.6%Origination rate+14.39 pts vs state
6.75%Median rate+0.13 pts vs state
0.44Rate spread (pts)+0.16 pts vs state
$144kMedian applicant income
36Loans originated
3Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 19 | 9 | 15.8% | 7.00% | #660 |
| 2024 | 44 | 31 | 0.0% | 6.75% | #545 |
| 2025 | 51 | 36 | 5.9% | 6.75% | #520 |
What Aml Funding lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Aml Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fresno County | 12 | 7 | 0 | 0.0% |
| Orange County | 11 | 7 | 1 | 9.1% |
| Los Angeles County | 7 | 6 | 0 | 0.0% |
| Sacramento County | 6 | 6 | 0 | 0.0% |
| San Bernardino County | 4 | 3 | 0 | 0.0% |
| Riverside County | 3 | 1 | 1 | 33.3% |
| Madera County | 2 | 1 | 0 | 0.0% |
| Merced County | 1 | 1 | 0 | 0.0% |
| San Francisco County | 1 | 1 | 0 | 0.0% |
| Kern County | 1 | 0 | 1 | 100.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 51 applications in 2025, of which 36 were originated and 3 denied.
5.9% of all applications, or 7.5% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Aml Funding originated in California in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Aml Funding's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology