Ameritrust Mortgage in Arizona vs the state
4.9%Denial rate-11.35 pts vs state
10.0%Decision denial rate-10.41 pts vs state
43.1%Origination rate-16.39 pts vs state
7.38%Median rate+0.88 pts vs state
1.00Rate spread (pts)+0.78 pts vs state
$480kMedian applicant income
53Loans originated
6Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 33 | 15 | 0.0% | 7.63% | #360 |
| 2024 | 112 | 67 | 3.6% | 7.38% | #224 |
| 2025 | 123 | 53 | 4.9% | 7.38% | #222 |
What Ameritrust Mortgage lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Ameritrust Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 84 | 35 | 2 | 2.4% |
| Yavapai County | 9 | 2 | 2 | 22.2% |
| Mohave County | 7 | 4 | 1 | 14.3% |
| Pinal County | 6 | 2 | 0 | 0.0% |
| Pima County | 6 | 3 | 1 | 16.7% |
| Santa Cruz County | 4 | 3 | 0 | 0.0% |
| Graham County | 2 | 0 | 0 | 0.0% |
| Coconino County | 2 | 2 | 0 | 0.0% |
| Navajo County | 1 | 1 | 0 | 0.0% |
| Cochise County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 123 applications in 2025, of which 53 were originated and 6 denied.
4.9% of all applications, or 10.0% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Ameritrust Mortgage originated in Arizona in 2025 was 7.38%, against a statewide median of 6.50%.
About this data. Figures are Ameritrust Mortgage's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology