Ameris Bank in Maryland vs the state
7.8%Denial rate-11.00 pts vs state
9.9%Decision denial rate-14.25 pts vs state
71.0%Origination rate+15.27 pts vs state
6.49%Median rate-0.13 pts vs state
0.20Rate spread (pts)-0.05 pts vs state
$97kMedian applicant income
455Loans originated
50Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 547 | 380 | 8.8% | 6.75% | #73 |
| 2024 | 991 | 719 | 6.9% | 6.50% | #54 |
| 2025 | 641 | 455 | 7.8% | 6.49% | #72 |
What Ameris Bank lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Ameris Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Baltimore city | 158 | 115 | 12 | 7.6% |
| Prince George's County | 142 | 91 | 14 | 9.9% |
| Baltimore County | 76 | 58 | 4 | 5.3% |
| Anne Arundel County | 66 | 58 | 3 | 4.5% |
| Montgomery County | 58 | 39 | 3 | 5.2% |
| Charles County | 36 | 28 | 3 | 8.3% |
| Howard County | 24 | 14 | 2 | 8.3% |
| Carroll County | 22 | 17 | 1 | 4.5% |
| Harford County | 11 | 7 | 2 | 18.2% |
| St. Mary's County | 10 | 5 | 1 | 10.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 641 applications in 2025, of which 455 were originated and 50 denied.
7.8% of all applications, or 9.9% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Ameris Bank originated in Maryland in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Ameris Bank's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology