Amerihome Mortgage Company in Kentucky vs the state
12.7%Denial rate-6.08 pts vs state
18.8%Decision denial rate-4.74 pts vs state
54.6%Origination rate-3.49 pts vs state
6.44%Median rate-0.31 pts vs state
0.35Rate spread (pts)+0.04 pts vs state
$89kMedian applicant income
90Loans originated
21Denied
Trend in Kentucky
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 54 | 28 | 14.8% | 6.75% | #232 |
| 2024 | 104 | 53 | 9.6% | 6.63% | #186 |
| 2025 | 165 | 90 | 12.7% | 6.44% | #162 |
What Amerihome Mortgage Company lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Where in Kentucky
Counties with the most Amerihome Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 45 | 31 | 5 | 11.1% |
| Boone County | 11 | 2 | 2 | 18.2% |
| Fayette County | 9 | 3 | 2 | 22.2% |
| Kenton County | 9 | 6 | 1 | 11.1% |
| Bullitt County | 9 | 4 | 2 | 22.2% |
| Warren County | 6 | 2 | 1 | 16.7% |
| Henderson County | 5 | 3 | 1 | 20.0% |
| Grant County | 4 | 4 | 0 | 0.0% |
| Scott County | 4 | 3 | 0 | 0.0% |
| Campbell County | 4 | 3 | 1 | 25.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 165 applications in 2025, of which 90 were originated and 21 denied.
12.7% of all applications, or 18.8% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
The median rate on loans Amerihome Mortgage Company originated in Kentucky in 2025 was 6.44%, against a statewide median of 6.75%.
About this data. Figures are Amerihome Mortgage Company's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology