Amerihome Mortgage Company · Arkansas · 2025

Amerihome Mortgage Company in Arkansas: approval rate, denial rate and rates (2025)

Amerihome Mortgage Company took 155 mortgage applications in Arkansas in 2025, ranking #127 of 802 lenders active in the state. It originated 48.4% of them and denied 7.7% (13.6% of the applications it decided), against a statewide denial rate of 18.2%.

155Applicationsin AR
13.6%Decision denial ratestate 23.1%
6.50%Median ratestate 6.63%
$265,000Median loanstate $165,000
$20MVolume36 counties

Amerihome Mortgage Company in Arkansas vs the state

7.7%Denial rate-10.45 pts vs state
13.6%Decision denial rate-9.49 pts vs state
48.4%Origination rate-8.44 pts vs state
6.50%Median rate-0.13 pts vs state
0.37Rate spread (pts)+0.03 pts vs state
$98kMedian applicant income
75Loans originated
12Denied

Trend in Arkansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023341014.7%6.56%#220
202466279.1%6.63%#177
2025155757.7%6.50%#127

What Amerihome Mortgage Company lends in Arkansas

By loan purpose

Home purchase 9 6% · 22.2% denied
Refinance 131 85% · 5.3% denied
Cash-out refinance 15 10% · 20.0% denied

By loan type

Conventional 36 23% · 11.1% denied
FHA 105 68% · 5.7% denied
VA 14 9% · 14.3% denied

Why it denied Arkansas applicants

Credit history 5 42%
Unverifiable information 2 17%
Employment history 1 8%
Debt-to-income ratio 1 8%
Other 1 8%
Insufficient cash 1 8%
Collateral 1 8%

Where in Arkansas

Counties with the most Amerihome Mortgage Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Pulaski County 22134 18.2%
Saline County 1882 11.1%
Benton County 1881 5.6%
Washington County 1480 0.0%
Lonoke County 1030 0.0%
Garland County 731 14.3%
Craighead County 640 0.0%
Baxter County 531 20.0%
Jefferson County 420 0.0%
Sebastian County 411 25.0%

Other large lenders in Arkansas

LenderGradeApplicationsDenial rateMedian rate
Arvest BankC 9,74814.4%7.00%
Rocket MortgageC 5,85420.1%6.63%
ARKANSAS Federal Credit UnionF 4,43923.6%7.50%
Vanderbilt Mortgage and FinanceF 3,49138.4%10.25%
21st MortgageF 3,25046.6%9.69%
Mortgage Research CenterC 2,76718.3%6.25%
Regions BankC 2,64640.0%6.13%
Firsttrust Home LoansB 2,5900.5%6.49%
United Shore Financial ServicesB 2,45613.3%6.12%
Triad Financial ServicesD 2,13354.2%8.68%

Frequently asked questions

Arkansas: 155 applications in 2025, of which 75 were originated and 12 denied.

7.7% of all applications, or 13.6% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.

The median rate on loans Amerihome Mortgage Company originated in Arkansas in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Amerihome Mortgage Company's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology