Amerihome Mortgage Company · Arizona · 2025

Amerihome Mortgage Company in Arizona: approval rate, denial rate and rates (2025)

Amerihome Mortgage Company took 252 mortgage applications in Arizona in 2025, ranking #158 of 1,082 lenders active in the state. It originated 48.8% of them and denied 8.3% (13.6% of the applications it decided), against a statewide denial rate of 16.2%.

252Applicationsin AZ
13.6%Decision denial ratestate 20.4%
6.38%Median ratestate 6.50%
$335,000Median loanstate $275,000
$49MVolume11 counties

Amerihome Mortgage Company in Arizona vs the state

8.3%Denial rate-7.90 pts vs state
13.6%Decision denial rate-6.86 pts vs state
48.8%Origination rate-10.67 pts vs state
6.38%Median rate-0.13 pts vs state
0.28Rate spread (pts)+0.06 pts vs state
$146kMedian applicant income
123Loans originated
21Denied

Trend in Arizona

YearApplicationsOriginatedDenial rateMedian rateRank in state
202323710711.0%6.63%#148
20241899411.6%6.63%#169
20252521238.3%6.38%#158

What Amerihome Mortgage Company lends in Arizona

By loan purpose

Home purchase 38 15% · 15.8% denied
Refinance 200 79% · 6.0% denied
Cash-out refinance 14 6% · 21.4% denied

By loan type

Conventional 70 28% · 15.7% denied
FHA 170 67% · 5.9% denied
VA 12 5% · 0.0% denied

Why it denied Arizona applicants

Unverifiable information 8 38%
Credit history 6 29%
Other 3 14%
Debt-to-income ratio 2 10%
Collateral 1 5%
Insufficient cash 1 5%

Where in Arizona

Counties with the most Amerihome Mortgage Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Maricopa County 112579 8.0%
Pinal County 34181 2.9%
Pima County 33122 6.1%
Yuma County 21101 4.8%
Mohave County 18113 16.7%
Yavapai County 1050 0.0%
Cochise County 741 14.3%
Graham County 530 0.0%
Santa Cruz County 501 20.0%
Gila County 422 50.0%

Other large lenders in Arizona

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 25,38310.2%6.25%
Rocket MortgageC 17,94715.6%6.75%
Desert Financial Credit UnionB 16,97024.3%6.49%
Crosscountry MortgageB 7,5703.8%6.58%
Fairway Independent MortgageB 6,7295.6%6.63%
Bank of AmericaF 6,22932.2%6.24%
Loandepot.ComD 6,18016.1%5.99%
Pennymac Loan ServicesC 5,83811.7%6.62%
Nova Financial & InvestmentC 5,38016.2%6.49%
Freedom MortgageB 4,9917.0%6.00%

Frequently asked questions

Arizona: 252 applications in 2025, of which 123 were originated and 21 denied.

8.3% of all applications, or 13.6% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.

The median rate on loans Amerihome Mortgage Company originated in Arizona in 2025 was 6.38%, against a statewide median of 6.50%.

About this data. Figures are Amerihome Mortgage Company's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology