American Portfolio Mortgage in Tennessee vs the state
46.7%Denial rate+29.53 pts vs state
63.6%Decision denial rate+41.96 pts vs state
26.7%Origination rate-31.41 pts vs state
6.38%Median rate-0.25 pts vs state
-0.19Rate spread (pts)-0.42 pts vs state
$98kMedian applicant income
4Loans originated
7Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 41 | 29 | 4.9% | 6.75% | #416 |
| 2024 | 32 | 16 | 12.5% | 6.50% | #455 |
| 2025 | 15 | 4 | 46.7% | 6.38% | #577 |
What American Portfolio Mortgage lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most American Portfolio Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Williamson County | 3 | 1 | 1 | 33.3% |
| Davidson County | 2 | 0 | 0 | 0.0% |
| Greene County | 2 | 0 | 2 | 100.0% |
| Wilson County | 2 | 1 | 1 | 50.0% |
| Hawkins County | 2 | 0 | 2 | 100.0% |
| Dickson County | 1 | 1 | 0 | 0.0% |
| Rutherford County | 1 | 0 | 0 | 0.0% |
| Washington County | 1 | 0 | 1 | 100.0% |
| Sullivan County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 15 applications in 2025, of which 4 were originated and 7 denied.
46.7% of all applications, or 63.6% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans American Portfolio Mortgage originated in Tennessee in 2025 was 6.38%, against a statewide median of 6.62%.
About this data. Figures are American Portfolio Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology